For SACCOs & Financial Institutions

    Stop Scrambling for Documents Before Your Next Financial Compliance Audit

    KDPA 2019-compliant document management and Microsoft 365 for SACCOs, microfinance institutions, and banks operating under CBK and SASRA oversight.

    CBK Audit-ReadySASRA ComplianceKDPA 2019Microsoft PartnerNairobi-Based Support
    Sound familiar?

    The document problems every SACCO faces

    These are the exact issues CBK and SASRA examiners flag during audits, and that your team wrestles with every single week.

    CBK and SASRA audit requests require documents you can't find in 24 hours

    Member loan files are physical, so a fire or flood destroys your entire book

    Board papers and AGM resolutions are shared on personal WhatsApp groups

    Your data is on a local server, with no business continuity plan

    Staff access member files they shouldn't be able to see

    All of these are solved problems. Datacare has the system, built for Kenyan financial institutions.

    < 1 Hour

    Audit-ready document retrieval

    100%

    KDPA 2019 member data compliance

    Same-Day

    CBK document requests fulfilled

    Zero

    Lost member files after migration

    What you get

    Six capabilities that make your institution audit-proof

    Deployed as a unified bundle (Datacare Docs, Microsoft 365, and Security & Compliance), configured specifically for Kenyan financial regulation.

    Regulatory Document Management

    Store CBK returns, SASRA filings, prudential reports, and board resolutions in a structured digital archive. Every document tagged, versioned, and retrievable in seconds, not hours.

    • Audit-ready folder structures for CBK and SASRA
    • Version history and document approval trails
    • Instant full-text search across all filings
    • Role-based access so only authorised staff see what they should

    Member & Client File Management

    Digitise every loan file, KYC document, signed agreement, and member correspondence. No more lost files, no more manual searching, no more physical storage costs.

    • Digital loan file per member, with all documents in one place
    • KYC and ID document storage with expiry alerts
    • Signed agreements with e-signature audit trail
    • M-Pesa transaction records linked to member profiles

    Board & Governance Documents

    Board minutes, AGM resolutions, and policy documents belong in a governed, access-controlled system, not a personal WhatsApp group or a shared USB drive.

    • Secure board portal for papers and minutes
    • Approval workflows for policy sign-off
    • AGM resolution repository with version control
    • Committee document management

    KDPA 2019 Compliance

    The Kenya Data Protection Act 2019 requires financial institutions to protect member data, maintain access logs, and have a breach response plan. We make that straightforward.

    • KDPA 2019-aligned data handling policies
    • Full audit trail of who accessed what and when
    • Data breach response procedures
    • Member consent and data subject rights workflows

    Microsoft 365 for Finance

    Professional email on your own domain, secure document sharing with SharePoint, and Teams for branch-to-branch communication, all backed by Microsoft's enterprise security.

    • Professional @yoursacco.co.ke email for every staff member
    • SharePoint document libraries for branch collaboration
    • Microsoft Teams for branch and management meetings
    • OneDrive secure file sync: no more USB drives

    Cloud Backup & Recovery

    When your local server fails, floods, or is stolen, your data needs to be somewhere else entirely. SimbaBackup copies it off-site every night.

    • Nightly, automatic and off-site
    • Encrypted, and out of reach of anything on your computers
    • We are told the morning a backup stops, and we call you
    • Installed by an engineer, who tests a restore in front of you
    Built in Kenya, for Kenya

    We understand your regulatory reality

    Most software vendors design for US or European compliance frameworks and leave you to figure out KDPA 2019, CBK cyber security guidelines, and SASRA reporting requirements yourself. Our team is in Nairobi. We've done this for Kenyan institutions. We know exactly what examiners look for.

    • KDPA 2019-aligned data handling, not adapted from GDPR
    • CBK Prudential Guidelines document structures built-in
    • SASRA quarterly and annual filing workflows
    • M-Pesa payment records integrated with member files
    • KRA eTIMS integration for VAT-registered institutions
    • WhatsApp-to-SharePoint document capture workflow

    What an audit day looks like: before & after Datacare

    Before

    • 3 days searching for CBK return copies
    • Staff WhatsApp for board papers
    • Loan files in cardboard boxes
    • No audit trail for data access
    • BCP = pray the server doesn't crash

    After

    • CBK returns retrieved in under 1 min
    • Board portal with access controls
    • All loan files digital & searchable
    • Full access audit trail always on
    • Nightly off-site backup, restore tested

    SACCOs & Microfinance

    SASRA-compliant, member-file ready

    Banks & Cooperatives

    CBK Prudential Guidelines aligned

    Complete the picture

    Supporting solutions for financial institutions

    Security & Compliance

    CBK Cyber Security Guidelines alignment. Endpoint protection, network monitoring, and security awareness training for your finance team.

    Learn more

    KRA eTIMS Integration

    For VAT-registered SACCOs and financial institutions: automated tax invoice management that keeps you current with KRA requirements.

    Learn more

    Cloud Backup & Recovery

    Nightly off-site backup of your database exports, accounting files and shared drives, with a restore tested in front of you at setup.

    Learn more
    Transparent Pricing

    What does a compliance gap cost you?

    A single CBK fine for inadequate record-keeping can exceed KES 500,000. A SASRA suspension while you sort your files costs far more in member trust. The system that prevents all of that starts at a fraction of one fine.

    • Microsoft 365 licences from KES 1,050/user/month
    • Datacare Docs setup from KES 30,000
    • Off-site backup (SimbaBackup) from about KES 2,500/month
    • Full compliance bundle: request a custom quote

    Average CBK non-compliance fine

    KES 500,000+

    Datacare compliance bundle (annual)

    From KES 120,000

    Get a Custom Quote

    Talk to our team about your next CBK or SASRA audit, and we'll show you how to be ready in a day

    Our Nairobi-based team has helped SACCOs and microfinance institutions get audit-ready fast. One call is enough to see whether you're exposed and what it takes to fix it.

    No commitment. Just a straight conversation about where your institution stands.